Med Pay Coverage
Last updated Friday, March 4th, 2022
Med Pay is an important part of your car insurance policy.
It can allow you to pay for your medical bills following an accident.
This can help you make sure you get the treatment you need while working your way through the settlement process.
A knowledgeable car accident lawyer from Skaug Law can help you determine what resources you have available.
They can then make sure that you can get the treatment you need for your injuries.
Then, they can bring a claim on your behalf to help you get fair and full compensation from the responsible party.
Understanding What Med Pay Is
When a person is injured in an auto accident, they incur immediate medical bills, usually in the emergency room.
These bills can amount to thousands of dollars.
If a person has Med Pay coverage, those bills are covered.
The injured person does not have to worry about getting a quick settlement to pay those medical bills.
Instead, they can work towards fair and full compensation.
A person’s auto insurance company will then be reimbursed for that Med Pay money from the lawsuit or settlement, so their insurance rate should not go up.
If an injured person does not have a Med Pay coverage, then all the people in the vehicle who are injured will not be able to have their medical bills paid immediately.
It becomes a hardship for everyone involved.
They may need to figure out how to pay their medical bills on their own until their injury cases are resolved.
It may also be difficult to get treatment because doctors may not take them after an auto accident unless they have Med Pay coverage.
Is This Coverage Required in Idaho?
Med Pay is not required by law in the state of Idaho but it is very important to have this coverage as a part of a person’s auto insurance policy.
It is cheap medical accident insurance that covers the insured regardless of whose vehicle they are injured in and regardless of who was at fault for an accident.
Med Pay coverage is the least expensive accident medical insurance a person can buy.
People should have at least $10,000 in Med Pay coverage in Idaho.
Most people do not understand what Med Pay coverage is even though they have it on their policies.
A skilled car accident lawyer from Skaug Law can help people understand their coverages and how to apply the policy to help them get the treatment they need after an auto accident.
To discuss your options, call us today for a free consultation.